Community Investment

Big banks take our universities' money and use it to finance mountaintop removal coal mining, risky investments in derivatives, high fees on credit cards, lobbying to bend and break regulations, and predatory loans to low-income people. Around the country, students and other stakeholders are already taking action to say that their schools do not support the practices of the national banks whose irresponsible and exploitive practices contributed to the financial crisis, and are demanding their schools divest from Wall Street.

The Alternative: Community Finance           

Community development financial institutions, like credit unions and community banks, have missions to lend to local individuals and businesses who want to improve their communities in socially positive and sustainable ways. By focusing on affordable housing, small business creation, environmental issues, and providing financial services to people marginalized by the mainstream banking system, community investment addresses many economic and environmental challenges. 

What are community investments, what's the point, and how are they different from mainstream institutions? View our handout and learn more here.

Want to integrate community investment into your campaign? Get started here! 

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 Art by Monica Mendoza Castrejon from the University of Washington

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Latest from the blog

Jul 10, 2017
"Historic new research from CDP, voted no. 1 climate change research provider by institutional investors, in collaboration with the Climate Accountability Institute, today reveals that 71% of all global GHG emissions since 1988 can be traced to just 100 fossil fuel producers. This group is the source of 635 billion tonnes...
Mar 23, 2017
Congratulations to the activists at York University! "The York University Advisory Committee on Responsible Investment (YUACRI) has voted to recommend the University's divestment from arms manufacturers and fossil fuels. YUACRI was established in 2012 to integrate environmental, social and corporate governance (ESG) considerations into investment management processes and ownership practices...
Mar 15, 2017
"Columbia University, New York, will divest certain coal industry investments in support of addressing climate change, Lee Bollinger, the university president, said in a message posted on the university’s website. University trustees have agreed to divest from companies deriving more than 35% of their revenue from thermal coal production, he...

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